Manager, Risk & Analytics

Join one of Canada’s fastest-growing companies and be part of something extraordinary – welcome to goeasy! At goeasy, our people and culture are at the heart of everything we do, and we’re proud to be recognized for it. We’ve earned prestigious accolades such as Waterstone Canada’s Most Admired Corporate Cultures, Canada’s Top Growing Companies, and the TSX30, highlighting us as one of the top performers on the TSX. We’re also honoured to be named a Greater Toronto Top Employer and recognized by Great Place to Work® as having the Best Workplaces for Women & Most Trusted Executive Teams, and included on TIME Magazine’s 2025 list of Canada’s Best Companies.  These honours reflect our commitment to fostering an inclusive, high-performance culture where talent thrives and innovation drives us forward. 

As one of Canada’s leading alternative consumer lenders, we’re passionate about helping everyday Canadians create a brighter future. Our vision is to provide a path to a better tomorrow, today. We offer a full range of products, including non-prime leasing, unsecured and secured loans, and point-of-sale financing through easyhome, easyfinancial, and LendCare.

If you're seeking an exciting, high-growth environment where your contributions truly matter, we want to hear from you! Join us, and together, let's create a future of financial empowerment.

The Manager, Risk and Analytics, plays a key role in LendCare’s Risk & Analytics team, responsible for driving data-driven insights, managing portfolio performance reporting, and enhancing credit risk strategies. This position combines technical analytics skills with business understanding to deliver insights that balance portfolio growth with credit quality.

What will you be doing?

• Lead development and enhancement of risk dashboards and reports in Tableau, ensuring accurate and timely insights for leadership and cross-functional teams.
• Conduct loan portfolio analytics, including delinquency, roll rate, recovery and charge-off trend analysis to identify emerging risk and opportunities.
• Manage and improve IFRS 9 loss provision models, including segmentation, staging logic and expected credit loss calculation (PD, LGD, EAD).
• Deliver clear and concise monthly and quarterly risk reports, including executive-level presentations with business context and recommendations.
• Perform deep-dive SQL base data analysis across multiple data sources to support credit strategy, collections and finance initiatives.
• Lead analytical projects related to charge-off trending, penalty pricing impact and portfolio performance.
• Partner with data, finance and reporting teams to ensure risk alignment with growth targets and operational processes.
• Support automation and continuous improvement of risk processes and data pipelines.

What experience do you have?

• Bachelor’s or Master’s degree in Finance, Economics, Statistics, Mathematics or a related field.
• 3+ years of experience in risk analytics, credit risk, or financial reporting, preferably within consumer lending industry.
• Experience with delinquency, charge-off, recovery, and cash received metrics.
• Experience building and interpreting different risk models (e.g. Vintage; Roll rate).
• Advanced proficiency in statistical analysis and data visualization tools. (e.g. SQL, Tableau, Excel)
• Finance designation (CFA or FRM) is preferred.
• Strong understanding of IFRS 9 methodology, including PD/LGD/EAD models and staging assessments.
• Strong problem-solving skills and ability to apply strategic thinking to data-driven solutions.
• Strong communication and presentation skills – able to simplify complex data and deliver insights effectively.
• Ability to lead projects, manage priorities and ensure successful implementation of solutions.

We offer a Flexible Work Program that provides you the ability to work three days onsite per week, from our Pickering or Toronto office.

Internal Applicants: please apply through the link and provide written endorsement from your current manager.

Why should you work for goeasy?

In keeping with our mission to create better tomorrows for our employees, each year goeasy commits to continuously enhancing its total rewards. Here are some of the perks we offer…

Financial Benefits:

• RRSP matching and Employee Share Purchase Plan programs.
• Annual bonus that rewards your hard work and dedication.
• Employee discounts on furniture, electronics, and appliances.
• MAT & PAT leave top-up.
• Expand your financial knowledge through engaging Financial Literacy Learning opportunities.

Health and Lifestyle:

• Enjoy company-paid volunteer days to give back to the community.
• Access 24/7 healthcare with Virtual Doctor Appointments.
• Personalize your benefits with a flexible modular benefits package.

Employee Perks:

• Fuel your growth with the Tuition Assistance Program.
• Double the impact of your generosity with Company Matched Charitable Donations.
• Internal development training programs and platforms including job-specific training, career coaching, leadership excellence, mentorship, and many others.
• Enjoy a state-of-the-art office space with perks like a games room, a healthy snack program, a fitness studio, free gated parking, and more!

Diversity, Inclusion, and Equal Opportunity Employment:

At goeasy, we believe that we can only be the best when people are able to bring their best selves to work every day. goeasy is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. As an equal opportunity employer, we are committed to providing accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. Please let the talent acquisition team know if you require an accommodation during any aspect of the recruitment process and we will work with you to address your needs.  

Additional Information: 

All candidates considered for hire must successfully pass a criminal background check, credit check, and validation of their work experience to qualify for hire. We thank all interested applicants; however, we will only be contacting those for interview who possess the skills and qualifications outlined above.