easyfinancial has been providing personal loans since 2006. We have over 200 branches across Canada and have helped over 140,000 Canadians get access to the cash they need when they need it most.
The Loan Underwriting Officer is responsible for reviewing, analyzing, evaluating and approving a loan application. The Loan Underwriting Officerhas the authority to grant exception approval(s) where a loan application does not satisfy company policy.
So what will you do as Loan Underwriter?
Underwriters apply detailed knowledge and understanding of company Policies and Exception Approvals.
Assess and analyze loan applications; review, evaluate and analyze credit and financial history of applications including capacity to pay to make final underwriting decision.
Grant Approvals applications in accordance with company policy or as delegated by the Risk and Analytics department as a loan underwriter
Provide rationale to branch managers in regards to the underwriting process and the analysis that took place where such applications are either approved or refused.
Adhere to acceptable review timeframes for analysis of applications and underwriter best practices
Incorporate new (or changes to) policies and procedures in a live environment fluidly so as not to disrupt workflow for the underwriting unit.
Answer queries from sales staff pertaining to applications submitted for analysis and/or exception approval from the underwriting team.
Pinpoint fraudulent documents during analysis and report these to appropriate departments and the underwriting unit.
Match and validate application information such as income, paystubs and credit ratings to make a final underwriting decision in the approval process
What you need to work with us
Call Centre experience an asset.
Experience in the financial industry is considered an asset
Strong Administrative skills with high interest to work in an administrative capacity and analyzing various documents.
High level of computer literacy, Intermediate to Advance skill level in Microsoft Office Package (Excel, Word and Outlook).
Strong communication skills (verbal and written) such that decisions and instructions/guidance can be conveyed in a clear manner.
Analytical, critical thinking and problem-solving skills.
Ability to work autonomously in a team environment.
Able to work under pressure and in a fast paced environment.
Criminal and Credit record checks will be administered
Why should you work for goeasy?
goeasy wants you to feel like part of our team. With team meetings, ongoing training, and a great corporate culture, goeasy is a great place to make friends and become part of something bigger. We offer the chance to get into an environment where you are encouraged to interact with your co-workers and build relationships with our customers. With a huge chance of advancement, goeasy is the place to start thinking about your job as more than just work.
Additional Information:
All candidates considered for hire must successfully pass credit, criminal and reference background checks. Candidates must be comfortable to provide schedule flexibility to ensure that the location’s hours can be covered to meet our customer’s needs – details by location will be discussed in the interview process.
We thank all interested applicants, however we will only be contacting those for interview which possess the skills and qualifications and meet the requirements as outlined above.
